A Splitwise alternative that also keeps your own budget
Splitwise tracks who owes whom. Spendee keeps a shared wallet where everyone sees the same payments, next to your own budget and the rest of your money. Here is how the two compare.
| What | Spendee | Splitwise |
|---|---|---|
| Price | Free. Plus $3.99 a month or $27.99 a year; Premium $7.99 a month or $44.99 a year (US App Store) | Free, with a paid Splitwise Pro plan |
| Free plan | Yes, with no time limit: manual entries, backup and sync across devices, one cash wallet and a total budget | Yes: shared expenses and balances, spending totals, categories, recurring expenses |
| Where it runs | iPhone, iPad, Android and the web, on one account | iPhone, Android and web |
| Bank connection | On Premium: read-only, through Salt Edge and Plaid, with bank lists for 36 countries | On Pro: connect a credit or debit card to see recent purchases, currently only in the US |
| Sharing | Shared wallets on Plus and Premium; only the wallet’s owner needs a paid plan | Shared expenses and balances with housemates, trips, groups, friends and family |
| Currencies | A currency for each wallet; totals are converted into your main currency | 100+ currencies, kept as separate balances; conversion to one currency is on Pro |
| The idea | See where your money went, sorted for you, and what is left for today | Keep track of shared expenses and who owes whom |
Splitwise details from splitwise.com, splitwise.com/pro, Splitwise help: multiple currencies, read on November 11, 2026. Spendee prices are the US App Store’s; your country’s are on the pricing page.
Choose Spendee if
- You share a household budget and want everyone to see the same payments and totals, not a list of debts.
- You want your own spending, budgets and bank accounts in the same app as the shared money.
- You travel and want payments in different currencies added up into one total.
- You want your bank connected outside the United States.
Stay with Splitwise if
- What you need is to settle up: who paid, who owes whom and how much. That is what Splitwise is built for, and Spendee does not calculate debts between people.
- You split single bills among a changing group of friends rather than running one shared wallet.
Questions
Is Spendee a replacement for Splitwise?
For a shared household or trip wallet, yes: everyone adds payments to one wallet and sees the same totals. For settling debts, no: Spendee does not calculate who owes whom, which is what Splitwise does.
Is there a free Splitwise alternative?
Spendee is free to use for your own money. Shared wallets are part of Spendee Plus ($3.99 a month or $27.99 a year on the US App Store), and only the owner of the wallet needs the paid plan. Splitwise is free, with a paid Pro plan.
Does Spendee handle several currencies?
Yes. Each wallet has its own currency and totals are converted into your main currency. In Splitwise, balances in each currency stay separate by default and conversion is part of Pro.
Can Spendee import payments from my bank?
Yes, on the Premium plan, read-only through Salt Edge and Plaid, with bank lists for 36 countries. Splitwise Pro can connect a credit or debit card, currently only in the US.