Blog
Practical guides to budgeting, saving and debt.
- What’s new · 6.0.12
What’s new in Spendee 6.0.12
Apple Pay payments that log themselves, Siri, and a quicker way to add a transaction.
-
Budgeting10 Quick Tips on Budgeting
10 quick budgeting tips that work: set clear goals, track spending, pay yourself first, try the 50/30/20 rule and review your budget every month.
-
Budgeting10 Steps to Get Smarter With Your Money
Ten practical steps to take control of your money: track spending, build an emergency fund, automate saving, set SMART goals and grow your income.
-
Saving20 Tips to Save Money on Groceries
20 simple ways to spend less on groceries: plan meals, check your pantry, buy store brands, shop seasonal and set a grocery budget you can keep.
-
Saving20 Tips to Save Money on Shopping
20 practical tips to spend less on clothes, electronics and other purchases, avoid impulse buys and tell needs from wants before you pay.
-
Budgeting3 Budgeting Rules You Need In Your Life
Three proven budgeting rules: 28/36 for housing and debt, 20/4/10 for car loans and 50/30/20 for everyday spending, with simple examples.
-
BudgetingBudget by Category: How to Allocate Your Income
Recommended percentages for housing, food, insurance, transport, personal spending and more, so you can split your income into category budgets.
-
BudgetingBudgeting 101: Understand Budgeting and Make the Most of Your Money
A beginner guide to budgeting: what a budget is, why it helps, and how to set up monthly and weekly budgets, with a worked example.
-
Debt and loansCar Buying on a Budget: What You Need to Know
Do you need a car, new or used, and how much can you afford? The 20/4/10 rule explained, with simple steps to buy a car on a budget.
-
BudgetingCash Flow 101: The Basis of Healthy Finances
What personal cash flow is, how to measure it and how to split your income with the 50/30/20 rule, with a simple monthly example.
-
Saving7 Ideas to Celebrate Women's Day on a Budget
Seven low-cost ways to celebrate International Women's Day on March 8, from a potted plant instead of a bouquet to a handwritten letter.
-
Debt and loansDebt 101: What You Need to Know
A plain guide to debt: common loans like mortgages, credit cards, student loans and leasing, plus key terms such as interest and credit score.
-
Debt and loansUnderstanding Debt: Debt Consolidation
How debt consolidation and refinancing work, their pros and cons, and a simple step-by-step way to decide whether merging your debts makes sense.
-
Saving10 Eco-Friendly Inexpensive Christmas Gift Ideas
10 inexpensive, eco-friendly Christmas gift ideas, from homemade treats, candles and beeswax wraps to houseplants, online courses and charity gifts.
-
Income and investingExtra Sources of Income: 11 Side Hustle Ideas
11 side hustle ideas to earn extra money in your spare time, from renting out what you don't use to freelancing, teaching languages and flipping furniture.
-
SavingEmergency Fund 101: Expect the Unexpected
What an emergency fund is, what counts as an emergency, how big your fund should be (3 to 6 months of expenses) and how to start building it.
-
BudgetingHow to Create Meaningful Habits and Stick to Them in 10 Easy Steps
10 easy steps to build habits that last: start small, keep it short, plan your day, limit distractions, celebrate wins and don't break the chain.
-
SavingHow To Save on Eating Out
20 ways to spend less on eating out without giving it up: surplus food apps, tap water, lunch specials, sharing plates, BYO and a simple budget.
-
Income and investingInsurance 101: Peace of Mind You Can Plan For
A plain introduction to insurance: what it is, why it matters and the most common types, from life and health to car, home, travel and business.
-
Income and investingInvesting 101: Put Your Money to Work
A beginner introduction to investing: why it beats leaving cash idle, the main risks, common investment types and how to take your first steps.
-
Debt and loansUnderstanding Debt: Mortgage Basics for First-Time Home Buyers
A starter guide to mortgages: what to check before you buy, key terms like LTV, down payment and fixed vs adjustable rates, and the steps to apply.
-
BudgetingStart Budgeting Weekly: Why It Will Change Your Life
Why weekly budgets make variable spending easier to control, and how to turn your monthly spending into simple weekly limits, with an example.
-
Saving19 Student Money Hacks: Back to School Like a Pro
19 money hacks for students: student discounts, cheap food, shared cooking, a simple budget, free events and smart ways to earn at university.
-
BudgetingStart Saving Money: The Ultimate Guide to Budgeting
Start a budget and save more this month: why budgets help, the 50/30/20 rule, paying yourself first, a worked example and habits that keep you on track.
6.0.12