Salary calculator AU

The calculator turns your monthly gross pay into a yearly salary, works out the tax for the income year and shows one twelfth of it per month. The Australian income year runs from 1 July to 30 June. You pick 2026-27 or 2025-26.

From 2026-27 every employee can deduct $1,000 for work expenses without receipts, so tax is worked out on your salary minus $1,000. If your actual work expenses are higher, you claim those instead. In 2025-26 there is no standard deduction.

Residents pay no tax on the first $18,200. Income from $18,201 to $45,000 is taxed at 15 % in 2026-27 and 16 % in 2025-26, then 30 % up to $135,000, 37 % up to $190,000 and 45 % above that. The low income tax offset of up to $700 then lowers the tax for incomes under $66,667.

The Medicare levy adds 2 % of taxable income. Below $28,011 there is none, and up to $35,013 it is reduced. If you have a HELP or other study loan, tick the box: compulsory repayments are 15 % of income above $69,528 in 2026-27 ($67,000 in 2025-26), 17 % above a higher threshold, and 10 % of all income at the top.

Your employer pays super on top of your salary. The super guarantee is 12 % of your ordinary time earnings, on earnings up to $270,830 a year in 2026-27 ($62,500 a quarter in 2025-26). It goes into your super fund, not your bank account, so it does not change your take-home pay. The calculator shows it in the total cost to your employer.

How much is $90,000 a year after tax in Australia?

In 2026-27 a resident takes home about $71,000 a year, or $5,917 a month. After the $1,000 standard deduction, income tax is $17,220 and the Medicare levy $1,780. In 2025-26 it was about $70,412.

What is the $1,000 standard deduction?

From 2026-27, anyone earning a wage can deduct up to $1,000 for work expenses without keeping receipts. It lowers your taxable income, so at the 30 % rate it saves $300 plus $20 of Medicare levy. If you claim other work expenses, the $1,000 is reduced by them.

Is super included in my salary?

It depends on your contract. If your package is quoted including super, divide it by 1.12 to get the salary to enter here. The 12 % super guarantee is paid by your employer on top of that.

Why is my payslip different?

Employers withhold tax using the ATO tax tables, which spread the tax evenly but do not match your final bill exactly. The difference is settled when you lodge your tax return.

What is the Medicare levy surcharge?

An extra 1 % to 1.5 % for people above the income threshold who do not have private hospital cover. For 2026-27 the threshold is $105,000 for singles and $210,000 for families ($101,000 and $202,000 in 2025-26). It is not included in this calculator.

What is not included?

Work expenses above $1,000, salary sacrifice, the Medicare levy surcharge, family thresholds for the Medicare levy, the seniors offset, and non-resident or working holiday maker rates.

• www.legislation.gov.au/C2004A03348/latest/text
• www.legislation.gov.au/C2004A05138/latest/text
• www.legislation.gov.au/C2026A00049/asmade/text
• www.legislation.gov.au/C2004A03351/latest/text
• www.legislation.gov.au/C2004A04402/latest/text
• www.ato.gov.au/tax-rates-and-codes/tax-rates-australian-residents
• www.ato.gov.au/individuals-and-families/income-deductions-offsets-and-records/tax-offsets/low-and-middle-income-earner-tax-offsets
• www.ato.gov.au/individuals-and-families/medicare-and-private-health-insurance/medicare-levy/medicare-levy-reduction/medicare-levy-reduction-for-low-income-earners
• www.ato.gov.au/tax-rates-and-codes/study-and-training-support-loans-rates-and-repayment-thresholds
• www.ato.gov.au/tax-rates-and-codes/key-superannuation-rates-and-thresholds/super-guarantee
• budget.gov.au/content/bp2/index.htm