Salary calculator IE

Income tax is 20 % on pay up to your standard rate band and 40 % above it. The band is €44,000 for a single person, €48,000 for a single parent and €53,000 for a married couple with one income. When both spouses work, the band grows by up to €35,000. The bands did not change between 2025 and 2026.

Tax credits come off the tax itself. Most employees get the personal credit of €2,000 (€4,000 for a married couple) and the employee credit of €2,000. Single parents add the child carer credit of €1,900. If you rent your home, the rent tax credit is worth up to €1,000.

USC is charged in bands: 0.5 % on the first €12,012, 2 % up to €28,700 in 2026 (€27,382 in 2025), 3 % up to €70,044 and 8 % above. If your income is €13,000 or less, you pay no USC.

PRSI Class A is 4.2 % of all your pay from 1 October 2025 to 30 September 2026 and 4.35 % from 1 October 2026 (4.1 % before October 2025). You pay nothing if you earn €352 a week or less, and a sliding credit reduces it up to €424 a week. Choose the pay date to see the right rate.

Since 1 January 2026 employees aged 23 to 60 who earn €20,000 or more and have no pension through payroll are enrolled in My Future Fund. You pay 1.5 % of your gross pay, on pay up to €80,000 a year, out of pay after tax. Your employer adds 1.5 % and the State adds €1 for every €3 you pay. If you pay into a work pension instead, enter it as a percentage: it gets income tax relief but not USC or PRSI relief.

How much is €50,000 a year after tax in Ireland?

For a single employee in 2026, paid before October, about €39,667 a year or €3,306 a month. Income tax is €7,200 after credits, USC €1,033 and PRSI €2,100. If you are auto-enrolled in My Future Fund, another €750 a year (1.5 %) goes into your pension pot, leaving about €38,917.

Why did my PRSI go up in October?

The employee rate rises in steps: 4.1 % to 4.2 % on 1 October 2025 and 4.2 % to 4.35 % on 1 October 2026.

What changed in 2026?

Budget 2026 widened the 2 % USC band to €28,700. Tax bands and the main credits stayed the same, and the rent tax credit was extended to 2028. Auto-enrolment in My Future Fund started on 1 January 2026, and PRSI rose to 4.35 % on 1 October 2026.

What is My Future Fund?

It is the State auto-enrolment pension that started in January 2026. You, your employer and the State all pay in. If you already pay into a pension through payroll, you are not enrolled.

What does this calculator leave out?

Benefit in kind, medical card USC rates, the home carer and other special credits, and the emergency tax that applies when Revenue has no record of your job. The monthly figure assumes the same pay every month. The employer cost is shown for 2026 only.

• www.revenue.ie/en/personal-tax-credits-reliefs-and-exemptions/tax-relief-charts/index.aspx
• www.revenue.ie/en/jobs-and-pensions/usc/standard-rates-thresholds.aspx
• www.revenue.ie/en/jobs-and-pensions/usc/index.aspx
• www.citizensinformation.ie/en/money-and-tax/tax/income-tax/universal-social-charge
• www.gov.ie/en/department-of-social-protection/publications/prsi-class-a-rates
• www.gov.ie/en/department-of-social-protection/publications/prsi-class-s-rates
• www.revenue.ie/en/personal-tax-credits-reliefs-and-exemptions/land-and-property/rent-credit/index.aspx
• www.gov.ie/en/department-of-social-protection/publications/auto-enrolment-your-questions-answered
• www.gov.ie/en/department-of-social-protection/publications/myfuturefund-contribution-examples-for-employees
• www.revenue.ie/en/jobs-and-pensions/calculating-your-income-tax/index.aspx